Focused on Future(s)

Forecast the future in front of you and leverage your best asset* to achieve financial (and personal) freedom.

It’s January 2nd and I’m setting a December 2020 futures expiration date on myself (kidding – but if you understand futures* you get it). I am the biggest believer in investing in yourself – I’ll leverage* as much as I need to ensure my success. Because the one commodity* I know I can count on is me. So, over the last almost two years – I’ve bet pretty big – I’ve worked to create the foundation of a life and future I’m proud of, that I’m excited about. This has required tremendous personal and financial investment in the ventures and interests that I believe in, while also being comfortable with walking away from the opportunities that don’t further my long-term goals.  I think by the end of 2020 it will have been justified – that my net worth (not just my bank account balance) will be all the better for it.

Am I worried about a maintenance margin call* or two along the way? Of course – I have to pay my bills and living off of credit cards is sometimes necessary leverage. But I firmly believe that it is going to pay off. That the hard work, risk and trust will come to fruition, and that my futures contract was the best investment I’ve ever made.

For more stock market (and business) updates – subscribe to The Wall Street Journal (not sponsored, though I’d certainly be open to guest writing – hint hint!). I’ve always loved WSJ – my parents had it in the house growing up (and still cut out articles to send to me that they think I’ll find of interest). It’s the one newspaper I can read without wanting to throw up over the thinly veiled political agenda. For those that travel a lot – you can set your hotel paper preference to The Journal which is great so you don’t have to get your own subscription – most hotel lobbies also keep them stocked. My travel has been less frequent lately so I finally got my own digital subscription as I realized how much I was missing the ability to read what was going on – Digital not print as I don’t want a physical paper sitting at my door indicating when I’m not home – also why I have a UPS box instead of having mail and packages delivered to my house.

For this corporate outfit I’ve paired a black skirt from one of my black suits with a silk blouse – simple yet elegant and professional without being overly formal. I found this top in 2012 when I transitioned into consulting. I remember going shopping with my sister and finding it at Nordstrom in Houston – I thought that I had nothing to wear that was corporate due to my time working for a software company and that I needed to find something black for my first day. I’ve loved this blouse ever since – the neckline is pretty, and the cross body hidden buttons adds an atypical detail that makes an otherwise boring basic more interesting. I wear it on days I don’t want a blazer but still need to look professional. Combining classic pieces with great wardrobe staples will always create a composed look.

Focus on your future, and don’t be afraid to invest it all when that future is you – there’s nothing more valuable.

All my best,

Side Note: In another life I wanted to go into Investment Banking (IB) and loved finance (aced accounting too… helps my Dad is a CPA) – but I didn’t want 100+ hr weeks and no personal life and where I went to school an MRS degree paired with an HR, marketing, or retail career was the subliminally recommended direction (there was a bride magazine right next to the school newspaper at the entrances to the business school – I hope that has changed since then). So, I went into retail (I do love clothing and fashion) and very quickly transitioned into software IT and then consulting where I still had 80-90+ hr weeks, nonstop travel and a limited personal life.


  • Futures or Futures Contracts – Financial contracts obligating the buyer to purchase an asset or the seller to sell an asset and have a predetermined future date and price. A futures contract allows an investor to speculate on the direction of a security, commodity, or a financial instrument. Futures are used to hedge the price movement of the underlying asset to help prevent losses from unfavorable price changes.  Investopedia
  • Asset – Any resource owned by the business. Anything tangible or intangible that can be owned or controlled to produce value and that is held by a company to produce positive economic value is an asset. Simply stated, assets represent value of ownership that can be converted into cash (although cash itself is also considered an asset).  
  • Commodities – A raw material or primary agricultural product that can be bought and sold, such as copper or coffee, or a useful or valuable thing, such as water or time. Oxford Dictionary
  • Leverage – Any technique that amplifies investor profits or losses. It’s most commonly used to describe the use of borrowed money to magnify profit potential (financial leverage), but it can also describe the use of fixed assets to achieve the same goal (operating leverage). Merriam-Webster
  • Maintenance Margin Call – A margin call is the broker’s demand that an investor deposit additional money or securities so that the account is brought up to the minimum value, known as the maintenance margin. A margin call usually means that one or more of the securities held in the margin account has decreased in value below a certain point. Investopedia

Disclaimer: Certain information set forth in this post contains “forward-looking information,” including “future oriented financial information” and “financial outlook.” Forward-looking statements are provided to allow potential investors the opportunity to understand management’s beliefs and opinions in respect of the future so that they may use such beliefs and opinions as one factor in evaluating an investment.

These statements are not guarantees of future performance and undue reliance should not be placed on them. Such forward-looking statements necessarily involve known and unknown risks and uncertainties, which may cause actual performance and financial results in future periods to differ materially from any projections of future performance or result expressed or implied by such forward-looking statements.

Although forward-looking statements contained in this presentation are based upon what management of the Company believes are reasonable assumptions, there can be no assurance that forward-looking statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in such statements. The Company undertakes no obligation to update forward-looking statements if circumstances or management’s estimates or opinions should change. The reader is cautioned not to place undue reliance on forward-looking statements.

Outfit Details: Newspaper: WSJ Skirt: Jenne Maac Blouse: Classiques Entier Shoes: Jimmy Choo Purse: Prada Sunglasses: Krewe Earrings: Diamond Studs – Gift from Mother Bracelet: David Yurman and Hermès Ring: PERSONAL DESIGN (SUNFLOWER) CREATED BY: RONNY BARNEA – JEWELRY ON 5TH Hose: Natori

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